About Budget Pilot AI
Budget Pilot AI is a multiplatform app for iOS, iPadOS, and macOS that provides simple family cashflow accounting with the ability to project week-by-week balances of checking and savings accounts.
Core Features
Document-Based Planning
Create multiple budget documents to plan different financial scenarios and compare outcomes.
Income & Expense Tracking
Enter income or expenses with flexible repeat patterns: daily, weekly, bi-weekly, or semi-monthly.
Bank Statement Import
Import transactions from CSV files or PDF bank statements with AI-powered categorization.
Cashflow Projections
Visualize your financial future with detailed week-by-week, monthly, or custom period projections.
AI-Powered Analysis
Get intelligent insights and recommendations from Apple Intelligence or your preferred AI provider.
Bank Account Integration
Securely connect to your bank using Plaid for automatic transaction downloads and tracking.
Advanced AI Capabilities
Smart Transaction Analysis
AI automatically analyzes uploaded bank statements (PDF, CSV, or TSV), identifies transactions, and projects likely recurrence patterns. Transactions are marked as unapproved until you review them.
What-If Scenarios
Ask natural language questions and create scenario plans:
- “What if my salary decreased by $20K a year?”
- “How much can I afford for a new car?”
- “Help me save $200 per paycheck”
Personalized Recommendations
When expenses exceed income, AI provides actionable suggestions like identifying unnecessary subscriptions, recommending cost-cutting opportunities, or helping create debt reduction plans.
Privacy-First AI
Use Apple Intelligence for on-device, private analysis, or connect to OpenAI, Anthropic Claude, or Google Gemini with your own API key for advanced features.
Powerful Visualization
Project cashflow for any time period with customizable granularity. View balances in both tabular and graphical formats, with the ability to overlay multiple scenarios for comparison.
Flexible Time Periods
- Weekly balance projections
- Daily tracking options
- Custom period selection
- Up to years in advance
Multiple Views
- Tabular data view
- Graphical balance charts
- Scenario overlays
- Per-account tracking
Your Data, Your Control
Budget documents can be saved to local storage or synced to iCloud for seamless access across all your Apple devices. Your financial data stays private and secure.